Understand the money side of your business
28 short courses on tax, VAT, paying yourself, cash and growing a business. Written by a UK accountancy practice, with real 2026/27 figures checked against gov.uk.
Already a Luvero client? The library is included in your fee. Sign in
What you get as a member
Clear explanations of the things most owners are never taught: what to put aside for tax, how to pay yourself, what you can claim and whether there will be cash next month.
Real numbers
Actual rates, allowances and deadlines for the current tax year, not rules of thumb. Updated each April.
Plain English
No jargon you have to look up. Where a term matters, the lesson explains it in a sentence.
Short lessons
Five lessons per course, each a few minutes long. Read one over a coffee.
A quiz to finish
Five questions at the end of each course, so you know it has gone in.
New courses included
Courses added to the library are part of your membership at no extra cost.
Written by accountants
Luvero is an AAT Licensed Practice in Bawtry. The courses are our own, written for UK small businesses.
All 28 courses
Pick a group to see what is in it. Members get every course.
Getting started
5 coursesThe decisions and habits every owner needs from day one.
- Sole trader or limited company?
- Paying yourself from your company
- Directors' loan accounts
- Business expenses: what you can claim
- Keeping records HMRC will accept
Tax and VAT
6 coursesWhat each tax is, when it is due and what HMRC expects.
- Making Tax Digital for Income Tax
- Your Self Assessment return
- Your year end: what happens and what your accountant needs
- VAT basics for any business
- VAT for agencies and consultancies
- CIS for contractors and subcontractors
Running your business
8 coursesPeople, pricing, getting paid and protecting what you have built.
- Taking on your first employee
- Working with freelancers and contractors
- Pricing your work so it pays
- Knowing what's safe to spend
- Getting paid, and what to do when you cannot pay
- Reading your accounts
- Pensions and salary sacrifice through your business
- Protecting your business
Money skills
6 coursesThe habits that keep cash steady and decisions sound.
- The monthly money check
- Will I have the cash? Forecasting the next 13 weeks
- What you need to sell to break even
- Which clients and which work make you money
- Is it worth buying, hiring or building?
- Keeping cash moving: budgets, working capital and business debts
Working with an accountant
3 coursesHow to get the most from whoever does your accounts.
- Your first weeks and first year with an accountant
- Your HMRC online accounts, and who can see what
- Getting your records to your accountant, and why the date matters
Choose a plan
Both plans give you the full library. The yearly plan costs the same as ten months.
Pay as you go. Cancel at any time by replying to your welcome email.
£228 a year if you stay all year
- All 28 courses
- New courses as they are added
- Access until the end of the month you have paid for
One payment for the year.
Works out at £15.83 a month, saving £38
- All 28 courses
- New courses as they are added
- Twelve months of access
Luvero clients: the library is included in your fee. You do not need a membership. Sign in at learn.luvero.uk
How it works
Choose a plan
Pay monthly or yearly by card. You get a confirmation email straight away.
Sign in
Go to learn.luvero.uk and sign in with the email address you joined with.
Start any course
Every course is open to you. Your progress is saved as you go.
Common questions
Who is the membership for?
Sole traders, directors of small limited companies and anyone running a small UK business who wants to understand their tax and cash.
Is this advice?
No. Each course explains how the rules work for UK small businesses in general. What is right for you depends on your own figures, so check with your accountant before acting on anything.
Can I cancel?
Yes. Reply to your welcome email and we will cancel your membership. Monthly members keep access until the end of the month they have paid for. Yearly members keep access for the full year.
What about the 14-day cooling-off period?
When you join, you ask for access to start straight away and agree that your 14-day right to cancel ends once access begins. You confirm this with the tick box above the plans.
I am a Luvero client. Do I need to join?
No. The library is included in your fee. Sign in at learn.luvero.uk with the email address we hold for you.
Will the figures be out of date?
We check every rate, allowance and deadline against gov.uk and update the courses for each new tax year.
Can I get help with my own situation?
The courses explain the general rules. If you would like Luvero to look at your own business, book a free 30-minute call.
Join the course library
£19 a month or £190 a year, plus VAT. Every course, and every new one we add.