VAT registration threshold: the £90,000 cliff edge
The VAT registration threshold sits at £90,000, and many owners cap their growth to stay under it. Why that trap costs more than VAT ever would.
Practical guidance on tax, cash and pricing for creative agencies and consultancies. Written in plain English, with the numbers shown.
Luvero reopens to new clients in November 2026. Join the waiting list and you will hear first.
Join the waiting list →
The VAT registration threshold sits at £90,000, and many owners cap their growth to stay under it. Why that trap costs more than VAT ever would.

An unexpected tax bill is usually a systems failure, not a maths one. What to do if a bill has landed, and how to see the next one coming.

Payments on account explained: why HMRC asks for tax in advance, how the January and July payments work, and how to plan for them.

Paying tax without stress is possible. The five practical changes I made so my tax bills are covered in advance and paid calmly, on time, in full.